Check Out Our Full Suite of Services
We’re independent, so we can help you develop your custom financial strategy from a wide array of products, services and approaches. We can help meet your specific financial needs, no matter how close you are to retirement.
Crafting retirement income strategies is a cornerstone of our services. We analyze your savings, pension plans and Social Security to create a reliable income stream for retirement. Our objective is to maximize your financial resources, helping you enjoy a more comfortable and sustainable lifestyle.
How you approach your financial planning today defines what your legacy to your loved ones will look like after you’re gone. We can help you understand and employ strategies to help ensure your assets are passed to those people or causes you love.
Our firm approaches your investment portfolio with a strategic eye, aligning it with both your short- and long-term financial goals. We carefully curate a mix of investments designed to achieve optimal growth while managing risk, guiding you through market fluctuations to help keep your portfolio well-positioned throughout your retirement.
We’re committed to helping reduce your tax burden through proactive planning and the implementation of tax-efficient strategies. Our team stays informed on the latest tax laws to identify opportunities that can save you money. We work diligently to keep your investments and financial activities structured as tax-efficient as possible.
We can help you evaluate your current IRAs and 401(k)s to determine if a rollover is appropriate for your situation. Whether you’re looking to access the tax-advantaged options a Roth IRA provides, to consolidate accounts or to explore other savings avenues, we can help.
Annuities are contracts sold by insurance companies. By paying a sum up front, you set up regular payments back over time, either for a fixed period or for life. We’ll help select the policy that best addresses your unique situation and meets your needs in retirement.
Our wealth management service provides a comprehensive approach to managing your financial affairs. We develop a personalized strategy that encompasses investment management, income planning and tax-efficient strategies. Our goal is to optimize your financial portfolio, adapt to changes in your life circumstances and meet your long-term objectives effectively.
Life insurance can play an important role in an overall financial strategy — both to protect yourself and your loved ones should the unthinkable happen, and, in some cases, to help preserve your assets for future generations.
Asset preservation is crucial for maintaining the longevity of your wealth. Our firm implements strategies aimed at safeguarding your assets against erosion due to inflation, taxes or market volatility. We focus on creating a protective barrier for your wealth, helping secure both your current financial status and your legacy.
Could you realistically help protect your retirement assets and income if you were to accrue long-term care costs? Prior to making a decision, it is important to weigh the pros and cons regarding some common ways of paying for long-term care. Your own circumstances should be considered before choosing one or more options.
Michael Hepner offers investment advisory products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. Insurance services may be provided by Hepner, Inc., LaQuatra, Inc. or Legacy Retirement Advisors, Inc. The insurance products offered are not subject to Investment Advisor requirements. AEWM, Hepner, Inc., and LaQuatra, Inc., are not affiliated companies.
Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Investing involves risk, including the potential loss of principal.