MEET YOUR GUIDE
Michael Hepner, CFP®, MBA, CEBS Owner, Financial Advisor
Retirement Income Planning, Financial Planning, Wealth Management, Legacy Planning Strategies, Insurance Planning, Business Planning
Michael Hepner is an Investment Adviser Representative and co-owner in Legacy Retirement Advisors, Inc., located in Fort Lee, NJ. Legacy Retirement Advisors, Inc., is an independent, boutique, financial services firm focusing on retirement planning.
Previously, Michael was a financial advisor at Questar Capital, (formerly of Allianz), and John Hancock Financial Network. Michael earned his Certified Financial Planner™ certification in 2011, and his Certified Employee Benefits Specialist designation, co-sponsored by Wharton School, in 2010. He first became a member in Million Dollar Round Table (MDRT) in 2015. Michael graduated with a MBA from Baruch College, CUNY and a BA from St. John’s University.
Michael has a strong passion for creating and maintaining a personalized retirement strategy for each client. His primary focus is on retirement income planning, for those who are already retired, or for those looking to retire. He combines Social Security optimization strategies, IRA distribution planning, and insurance strategies, in order to develop a customized, tax-efficient, retirement plan. As a CFP® professional, Michael is held to one of highest standards in the financial services industry. Michael uses insurance products which offer guaranteed lifetime income and which are principal protected from negative stock market performance. He also focuses on investment strategies designed to help: create increased retirement income, minimize risk, and provide his clients confidence in periods of market decline.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification mark CFP® in the U.S.,
which it authorizes use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Antonio LaQuatra, CLTC Owner, Financial Professional
Retirement Income Planning, Insurance Protection, Legacy Planning Strategies, Business Planning
Antonio LaQuatra is a Financial Professional and co-owner in Legacy Retirement Advisors, Inc., located in Fort Lee, NJ. Legacy Retirement Advisors, Inc. is an independent, boutique financial services firm focusing on retirement planning. Antonio LaQuatra has over 20 years of experience in the financial services industry. He began his career in 2001 with Prudential Financial, where he won many accolades including Rookie of the Year in 2002. In 2006, Antonio was promoted to Manager Financial Services. After nine years with Prudential, in 2011 he joined John Hancock Financial Network. As cofounder of Legacy Retirement Advisors, Inc., Antonio has built great relationships with clients and colleagues. He takes great pride in his work and has a passion for finding innovative solutions for his clients’ ever-changing needs.
Antonio focuses his experience working directly with his clients on the importance of legacy preservation, retirement income planning and long term care planning. In order to assist clients in making informed retirement decisions, Antonio takes the time to understand his clients’ needs and goals. Antonio integrates Social Security optimization strategies with IRA tax distribution strategies, using insurance solutions. He focuses on providing fixed annuity and insurance solutions where his clients’ principal is guaranteed by insurance companies.
Antonio has been a member of the Million Dollar Round Table (MDRT) since 2003. MDRT is an international, independent association of many of the world’s leading life insurance and financial services sales professionals. Antonio has also earned the CLTC designation, Certified in Long Term Care.
Million Dollar Round Table (“MDRT”) is a membership organization. Qualifying criteria for membership include attaining specified levels of commissions earned, premium paid or income earned on the sale of insurance and other financial products. The MDRT membership requires the payment of annual dues, compliance with ethical standards, and to be in good standing with an MDRT-approved Professional Association. There are 3 levels of membership which include standard membership, Court of the Table and Top of the Table. The MDRT logo and/or trademarks are property of their respective owners and no endorsement of Michael Hepner, Antonio LaQuatra, or Legacy Retirement Advisors, Inc. is stated or implied.
